Michigan mortgage rates & information

Michigan mortgage rate information, how to improve my credit, what affects my credit score, mortgage outlook, types of mortgage & comparisons, adjustable rate mortgages, ARMS, Option arms, pick a payment loans, negative amortization,, how much of a house can I afford, morgage caluclator

Tuesday, April 1, 2008

Reducing your mortgage payment

How to Reduce Your Michigan Mortgage One Additional Mortgage Payment a Year There's a simple trick to significantly reduce the length o...

Sunday, March 23, 2008

Improving your credit score

You can take steps to improve your credit score. There are many variables that come into play with credit scores. Here are some good guidel...

Friday, March 21, 2008

Seller paid closing costs

Do you have a little bit of money to put down on the Michigan real estate that you want. Let's say you have 3 -5 % to put down but you ...

Monday, March 17, 2008

Bear Stearns & the mortgage fallout.

Boy I was right! I had predicted that there would be bank troubles. I could not imagine that banks can take these kinds of hits. Banks ar...

Sunday, March 16, 2008

Is it a great time to buy or not

My perspective on this is that home prices will continue to fall this year. BUT WHAT WILL INTEREST RATES DO? Remember that if rates rise o...

Saturday, March 15, 2008

How mortgage brokers get paid

I am a mortgage broker. And I am not afraid of telling you how we get paid. Banks and lenders want to sell loans. The more they buy, the ...

Friday, March 14, 2008

Pre-approval letter.

Pre -approval letters So you were pre -approved last year for a Michigan Home . That approval letter may not be Worth the paper it is pr...

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About Me

Russ Ravary: I am with Keller Williams and my cell phone number is (313)310-9855. I grew up in Allen Park and spent some time in different states around the country after I turned 18. I have been a Livonia resident for 17 years now. I am widower and just recently lost my wife Marianne to breast cancer survivor after a 21 year battle. She was a great lady. Working hard to get something done is second nature to me. One fellow worker always tells the story of during the refi boom he called the office at 10pm on Sunday night. I answered the phone. We were swamped and I wanted to make sure everything all my clients files were on target to close. I was doing what it took to get them closed. That's the way I was taught. I also believe that you have to give back, to help people... somehow make this world a better place. To treat people and clients good like they treat you and better. I try to help people get the home they want at a good price.

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